It pours really damn hard
It's almost the end of the year. And here I am, immersed in my own little corner of the world. Having a little peace of mind. Enjoying the feeling of contentment and security. So what exactly changed? Big things actually. Not sure If I've mentioned this before but the year starts with a newly minted residence visa 🎉. Yup I am now officially a resident of New Zealand. I can now vote, participate in jury duty, open credit cards, open a Kiwisaver account (NZ's equivalent of 401K in the US), and a lot of investment opportunities . But what's more important is that I don't have to queue anymore in Philippine offices just to prove that I have the necessary document to fly in and out. I won't be reimbursed a terminal fee anymore though. I mean, I'll take the freedom to fly anytime over 500 pesos, which in the general scheme of things not really that significant sum. Speaking of funds, I opened an account in an online platform called InvestNow . They