All About Kwarta

I canceled my reservation in a seminar on stocks trading scheduled next week. First, the schedule conflicted with my work schedule. I can't request for a leave because I have had already lots of leaves used. Second, I still don't have the needed starting capital. I didn't know the long wait to financial freedom is this painfully excruciating. You know the feeling when you know you can do so much if only you had the resources to start things up. Days are damn too long. Maybe I need to learn the patience and diligence I really much needed in order to stick to my goals. For the meantime, I familiarized myself with the stock market. I joined the online trading game. I chose the most active stocks in such industries as coal mining, power and a bit of banking. When I came across this article , i realized hey, I'm on the right track! A friend mentioned about a seminar on technical detail on stocks trading. Meaning there's actually a technical method to aid in the tradin

In the beginning I got my first credit card in 2005. It was an HSBC Mabuhay Classic Visa. I can't remember now how much my starting limit was. But I guess it's around 40k or so. Prior to this, I applied for a Citibank card. But for some reason, I was declined for reasons I don't know. It was around 6 months after I got my HSBC card when Citibank started calling, offering me their card. I wasn't even interested at that time. But I guess an additional card wouldn't hurt, right?  It was a Gold Visa. Not long after that, I got an HSBC Mastercard. That time, having a credit card somewhat gave me a sense of security. A feeling that I could have money or anything if I wanted to. 24 hours a day, 7 days a week. And so my spending spree began. I started purchasing appliances, a cellphone and a laptop in deferred payments. I got myself a gym membership, swiped my round-trip plane tickets home during the holidays, paid my groceries with it. Aside from that, I was always

I'll just make this short. It's getting late but maybe I just need to update about what's been happening these past few days before indolence get over me again. Anyway, first day of this week, I dropped by ATR KimEng at their Buendia office to pick up the application forms. I was hoping to talk to their financial expert guys but maybe I'm in the wrong office. I was attended to instead by a young employee (Buendia office is their Investor Relations Branch as stated in their website). He reiterated to me what I already read from their prospectus. No big deal actually. I was determined anyway to buy shares that day. I was able to deposit eventually a measly amount of Php15K to their Equity fund in BDO. A bit more than their minimum of Php5000. But I think it's enough to jump start something I intended to maintain for a longer period. I deposited the amount in the afternoon so I assumed the applicable NAVPS will be that of the next day. I faxed the deposit slip, cal

I grew up in the province. So far from the city that if you turn off all the electronics in the house, you can hear only cicadas and birds chirping as well as the leaves disturbed by the wind. Yeah, you say that seems to be a good place to live. Not really. To live in one of the top three poorest province in the country is not something to be proud of. People rely on rice crops, small coconut plantations (for copra and tuba ), sari-sari stores, government employment, and family supports. This is where I spent most of my childhood and most of my teen years. But despite that, people seemed contented. That's a good thing, right? After all, if we had to choose, we don't root for wealth, but for contentment and happiness. Right? Yeah of course, that's pretty much it. But sadly, their definition of contentment is the NOW. The EACH DAY. To hell with the future! Let it worry on its own. For now, we dance . So when emergency comes, small lending firms come to the rescue.There&#

This is not my first attempt of creating a blog of the same theme. Actually I started out one just last month but for some reason, I lost/forgot my login credentials. I know, that's kinda stupid. My memory lapse had been frequent these days. But still, writing down my credentials would be much stupider. Anyway, let's leave it at that. Now on to regular programming. But first... Who is "me" I prefer to be anonymous. Maybe because I felt too accessible these days. You know what I mean. With the proliferation of online social networks and digital means to readily access "me", I think I'll pass on this one. Nevertheless, everything I write here would be much closer to what really I think, my personal adventures, and other things closer to my personal interest. I'm a software developer currently working as a support engineer in a multinational company. 26 years old turning 27. Born and raised a "probinsyano" . What this blog is all ab